As we head into the second half of the year, now is the perfect time for a Medicare check-in for adults over 65 in Western New York. Whether you enrolled in Medicare recently or have had your plan for years, doing a quick review mid-year can help you avoid surprises and save money.

1. Review Your Coverage

Take a moment to look over your current Medicare plan. Are your needs still being met? Have you had any changes in your health, doctors, or medications since the start of the year? If something doesn’t feel right, it might be time to explore other options for the upcoming Annual Enrollment Period (Oct 15 – Dec 7).

2. Check Your Prescription Drug Costs

If you’re enrolled in Medicare Part D or a Medicare Advantage plan with drug coverage, check your out-of-pocket costsso far. Are your prescriptions still covered affordably? Have you hit the coverage gap (“donut hole”)? Knowing where you stand helps you budget for the rest of the year—and explore possible lower-cost alternatives with your doctor.

3. Use Your Preventive Benefits

Medicare covers a wide range of preventive services, like screenings, vaccinations, and your annual wellness visit. Have you scheduled yours yet? Preventive care helps you stay on top of your health and can detect issues before they become serious.

4. Ask for Help if You’re Unsure

If Medicare still feels confusing, you’re not alone. Our Medicare advisors can help you review your current plan, answer your questions, and make sure you're getting the most value from your coverage.

Need a Local Expert?

If you want guidance on your Medicare plan, we’re here to help. A quick mid-year check-in can bring clarity—and confidence—heading into the second half of the year.

📞 Call us today, 716-693-6800