Turning 65 is an exciting milestone, but it also comes with important healthcare decisions. If you're approaching your 65th birthday, now is the time to start learning about Medicare and understanding your options.

Many people are surprised to learn that Medicare enrollment doesn't begin on their birthday. In fact, your Initial Enrollment Period starts three months before the month you turn 65 and continues for three months after.

One of the first decisions you'll make is whether you'll enroll in Original Medicare (Parts A and B) or choose a Medicare Advantage plan. You'll also want to consider prescription drug coverage and whether your preferred doctors and healthcare providers participate in your chosen plan.

If you're still working and have employer-sponsored health insurance, your Medicare options may look different than someone who is already retired. That's why it's important to understand your unique situation before making any decisions.

July is also a great time to start preparing for Medicare Open Enrollment, which begins in the fall. Keep track of your healthcare expenses, prescriptions, and any changes in your medical needs throughout the year. This information can help you make informed decisions about your coverage in the future.

The good news is that you don't have to figure everything out on your own. As always, we’re here to help answer your questions, and guide you toward coverage that fits your needs and budget. Give us a call, 📞716-693-6800

Whether you're turning 65 this month or later this year, taking time to learn about Medicare now can help you feel more confident about your healthcare choices for years to come.